Features

Nine modules.
One platform.

Every feature Australian small businesses actually need — no bloat, no subscriptions, no compromises.

Module 1

Sales & Invoicing

Track every dollar coming in. Create professional invoices with ABN and GST, send to clients, and know exactly who owes you money.

  • Professional invoices with ABN + GST line items
  • Quotes with one-click convert to invoice
  • Invoice status: Draft · Sent · Viewed · Paid · Overdue
  • Recurring invoices for regular clients
  • Customer database with payment terms
  • PDF generation and email delivery
  • GST summary for BAS preparation
  • Revenue dashboard — weekly / monthly / quarterly
Invoice #INV-0042 Overdue
Web design services$3,200.00
GST (10%)$320.00
Total due$3,520.00

Recent expenses

R

Office rent

Rent & utilities · 1 Jun

$2,800
S

Stock purchase

COGS · 2 Jun

$1,450
A

Facebook ads

Marketing · 3 Jun · GST claimable

$385
Module 2

Cost & Expense Tracking

Track every dollar going out. Snap receipts, categorise expenses the Australian way, and know exactly what you can claim at BAS time.

  • Receipt photo upload — snap and attach
  • Pre-configured categories for Australian businesses
  • GST input credits tracking for BAS
  • Supplier/vendor database
  • Recurring expenses auto-created monthly
  • Bulk CSV import for existing records
Module 3

P&L Reports & Estimation

Know if your business is actually making money — in plain English, no accountant required.

Automated P&L Statement

Generated automatically from your sales and expense data. Weekly, monthly, quarterly, annual, or custom range.

Gross & Net Profit

Revenue minus COGS = gross profit. Gross profit minus operating expenses = net profit. Crystal clear.

What-If Scenarios

What if I hire one more person? What if rent goes up? Model decisions before making them.

BAS Preparation

Total GST collected, total GST paid, and GST payable — ready for your BAS lodgment each quarter.

Break-Even Calculator

How many sales do you need to cover costs? Critical for new products, services, or locations.

PDF & CSV Export

Export clean reports for your accountant. Formatted exactly how bookkeepers and BAS agents need it.

Module 4

HR & Payroll

Full payroll compliance for Australian small businesses. Award rates, super, PAYG, and STP Phase 2.

4 Award rates at launch:

Hospitality Industry Award
General Retail Industry Award
Cleaning Services Award
Hair and Beauty Industry Award
  • PAYG withholding from ATO tax tables
  • Superannuation at 11.5% (July 2025 rate)
  • STP Phase 2 submission to ATO
  • Leave accrual: annual, personal, long service
  • Payslips generated as PDF, emailed to staff

Pay run — Week ending 8 Jun

Sarah M. Casual

32.5 hrs · 6 hrs Sunday penalty

$1,248.00

Net: $1,089.50

James T. Full-time

38 hrs

$1,520.00

Net: $1,295.40

Total gross

$4,892.50

Super

$562.64

Week of 9–15 Jun · Live labor cost: $3,240

Staff Mon Tue Wed Sun
Sarah M.6–2pm6–2pm10–3pm
James T.2–10pm2–10pm
Penalty rate
Est. cost: $3,240
Module 5

Rostering & Shift Management

Build rosters, manage shifts, see labor cost live. Connected directly to payroll — no double entry ever.

  • Drag-and-drop roster builder
  • Live labor cost as you build the roster
  • Staff availability + shift swap requests
  • Clock-in via tablet PIN or mobile app
  • Award compliance alerts — min hours, breaks, consecutive days
  • Roster → timesheet → payroll: one pipeline, no double entry
Module 6

POS System

A full point-of-sale system built into SMECentral. Every sale flows directly into your invoices, inventory, and P&L — no double entry, no integration fees.

  • Works with Zeller, Stripe, and Square terminals
  • Tap, swipe, and EFTPOS — all payment types
  • Sales auto-post to invoices and P&L in real time
  • Product catalogue with variant and modifier support
  • End-of-day reconciliation and cash drawer management
  • GST collected auto-calculated for BAS

Compatible payment terminals

Zeller

EFTPOS & accounts

Stripe

Card & online

Square

Tap & mobile

Today's sales $3,847.50
Transactions 47
GST collected $349.77
Optional Add-on
Module 7

AI Assistant

Smart automation for your everyday business operations — from scanning receipts to predicting cash flow.

  • Smart receipt scanning — photo to expense in seconds
  • Cash flow predictions — 30/60/90 days ahead
  • Natural language: 'How much did I spend on supplies last quarter?'
  • Anomaly alerts: 'Your electricity bill is 40% higher than usual'
  • Monthly business health summary in plain English
AI
Your net profit for May was $8,420 — up 12% from April. Your coffee supply costs increased 18% this month. Want me to find your top 3 expense categories to optimise?
Y
Yes, show me

Customer recognised at POS

S

Sarah Johnson

Loyal customer · 47 visits · Avg spend $38.50

☕ Usual order: Large flat white, almond milk

VIP

47

Visits

$1,809

Lifetime

8

Stamps/10

Module 8 — Add-on

AI CRM

A modern CRM that knows your customers before they say a word. Camera-assisted recognition at the counter auto-loads purchase history, preferences, and loyalty status.

  • AI-assisted customer recognition via POS camera
  • Auto-loads purchase history and usual order
  • Built-in loyalty stamp and points program
  • Customer segments: VIP, at-risk, lapsed, new
  • Send targeted offers via SMS or email to segments
  • Lifetime value, visit frequency, and churn risk scoring
Module 9 — Add-on

Asset Management

Stop losing track of what your business owns. Every piece of equipment, vehicle, and fixture tracked, depreciated, and maintained — automatically.

Asset Register

Log every asset with purchase date, cost, serial number, location, and condition. QR-code tags for instant lookup.

Auto Depreciation

Straight-line and diminishing value methods. ATO-compliant schedules posted directly to your P&L and BAS.

Maintenance Schedules

Set recurring service intervals. Get reminders before equipment fails. Log service history and repair costs.

Warranty Tracking

Never miss a warranty expiry again. Store supplier warranties and get alerts 30 days before they lapse.

Asset Lifecycle

From purchase to disposal. Track asset transfers between locations, assign to staff, and record write-offs in one click.

Insurance & Valuation

Current book value always up to date. Export asset schedules for insurance renewals and business valuations.

Nine modules. One platform.

Core 6 modules in one price. Add-ons available when you need them.